Retired Malaysians Still Owe Billions in Education Loans

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Retired Malaysians Still Owe Billions in Education Loans
EDUCATION LOANSPTPTNMALAYSIA
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Datuk Seri Norliza Abdul Rahim, Chairman of the National Higher Education Fund Corporation (PTPTN), revealed that some borrowers are still repaying their education loans even after reaching the age of 60. This issue highlights the lack of awareness among borrowers regarding their responsibility to repay their debts. The timely repayment of loans is crucial for PTPTN to fund education for existing and new borrowers.

Umum mengetahui pelbagai agensi di Malaysia yang menawarkan pinjaman pendidikan buat para pelajar yang berjaya menempatkan diri di institusi pengajian sebagai contoh Perbadanan Tabung Pendidikan Tinggi Nasional .

Peminjam Dah Pencen Tapi Masih Belum Langsaikan Hutang PTPTN Baru-baru ini, Pengerusi PTPTN Datuk Seri Norliza Abdul Rahim mendedahkan terdapat peminjam yang masih belum selesai membayar balik pinjaman yang diberikan walaupun sudah mencecah umur 60 tahun. PTPTN Perlu Biaya Kos Pengajian Peminjam Baharu Pada Setiap Tahun Jelas Norliza, pembayaran semula pinjaman adalah penting bagi memastikan PTPTN mempunyai dana mencukupi iaitu sekitar RM3 bilion bagi membiayai kos pendidikan tinggi buat 450,000 peminjam sedia ada dan purata 150,000 peminjam baharu pada setiap tahun.

Hasil Kajian Punca Peminjam Tak Bayar Balik Hutang PTPTN Mengulas lanjut, PTPTN kini mengambil langkah bagi menangani masalah tersebut. Menurut Norliza, tabung pendidikan terbabit sedang menjalankan kajian mendalam untuk mengenal pasti punca utama peminjam tidak membuat bayaran balik. “Dana pendidikan ini terancam akibat peminjam lain gagal menunaikan tanggungjawab. Mereka faham peluang melanjutkan pelajaran yang mereka nikmati adalah satu amanah dan tanggungjawab untuk memastikan generasi akan datang turut diberi peluang sama.

PTPTN Tak Minta Bayar Hutang Secara Drastik Dalam pada itu, Norliza menekankan bahawa PTPTN tidak meminta peminjam bayar hutang secara drastik kerana pihaknya mengambil kira masalah ekonomi yang mungkin dilalui oleh golongan terbabit pada ketika ini.

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EDUCATION LOANS PTPTN MALAYSIA DEBT RETIREMENT

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