This article discusses the importance of PTPTN loan repayment and criticizes borrowers who shirk their responsibility. The author shares their personal experience as a former PTPTN borrower who faced financial difficulties but prioritized loan repayment and open communication with PTPTN.
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Despite these financial constraints, I adhered to two fundamental principles: first, always set aside a small amount for my parents, no matter how little; second, honour my debts. These principles taught me financial discipline and moral accountability from the outset of my career. What frustrates me is the attitude of some borrowers who neglect their obligations, acting as though they are entitled to a free ride. I know individuals who live far more extravagantly than I do but choose to ignore their debt responsibilities. This behaviour is not only irresponsible but grossly unfair to those, like myself, who struggle but remain committed to repaying their loans.
PTPTN Loan Repayment Responsibility Financial Discipline Malaysia
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