It might be tempting to borrow from your 401(k) to buy a house, but experts say it's almost always a bad move you'll regret

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It might be tempting to borrow from your 401(k) to buy a house, but experts say it's almost always a bad move you'll regret
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Leave your retirement savings for their intended purpose: retirement

on the amount you took out. Pirri says you will also face a tax penalty for withdrawing from your retirement savings early. "The government doesn't want people taking funds out early, and they will hit you with a 10% fee for doing so," he says.Since you're basically borrowing money from your 401, underwriters view 401 loans like they would any other kind of debt, Pirri says.

If possible, Pirri recommends having your HR department split up your paycheck and depositing a set amount every pay period into an account you have dedicated to your house purchase. Bypay off credit card debt

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