Study: American personal debt tops $16 trillion, average debt load reaches $165K per household

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Study: American personal debt tops $16 trillion, average debt load reaches $165K per household
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Now is an excellent time to try and make your debt less expensive: especially high-interest credit card debt.

Personal finance expert Sara Rathner with NerdWallet said mortgages make up a big portion of the debt.

“If you were to break that apart and just look at credit card debt,” Rathner said. “Households with revolving credit card debt owe about $7,500, which is up about 28% from last year.” She said the end of pandemic aid combined with higher prices and higher interest rates has consumers relying more on credit cards.

According to Rathner, now is an excellent time to try and make your debt less expensive: especially high-interest credit card debt.Consider using balance transfer offers with a lower interest ratePersonal loans may have lower interest rates than credit cardsCopyright 2023 Gray Media Group, Inc. All rights reserved.

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