Not everyone wants an investment advisory firm with ties to an insurance company. But those ties aren’t always easy to determine.
Since the 2008 financial crisis tarnished big Wall Street banks and brokers, the ranks of independent wealth advisers have grown faster than other categories.
Enhancing their appeal has been a standard known as the fiduciary rule, which legally requires such advisers to put client interests first at all times and generally avoid conflicts of interest.
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