To put things in perspective, some accident-only plans will cost you less than $10 a month and could save you $10,000
Photo: Twentieth Century Fox For a lot of people, social distancing and working from home have made getting a pet more appealing . But as any dog or cat owner will tell you, surprise trips to the vet, as when Fido swallows a sock or Felix develops a giant hair ball, can quickly drain your bank account. In an emergency, a good pet insurance will cover medical costs so you don’t have to choose between going into debt and saving your pet’s life.
Consider your dog’s or cat’s age, medical history, and breed A lot of the questions you’ll need to ask will depend on your pet’s particular profile, so you’ll need to know its age, breed , and medical history. Certain dog breeds are predisposed to dental disease, bloat, breathing problems, even joint issues. If you know your dog’s breed, Stephanie Seger, whose blog bigdogmom.
Insurance Plans and what they offer Best overall pet insurance Trupanion Pet Insurance From $32 From $32 Both Seger and Reidenbach recommend Trupanion. “I have Trupanion and have been happy with it so far,” says Reidenbach, who spent thousands of dollars at the vet in the first year she had her two pups before finally springing for insurance. Now she says she’s glad she has it.
From $18 at Petplan Buy Best for large-breed dogs Embrace Pet Insurance From $9 For owners of large- and giant-breed dogs, Seger says Embrace is her top pick because of its preventative and wellness coverage, along with the coverage for surgeries often recommended for large dogs, including gastropexy to prevent torsion resulting from bloat.
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