While the health fee can help reduce students’ insurance premiums, parents may feel as though they are paying double.
, chief health officer of USC Student Health, noted that the student health fee provides funding for additional mental health providers on campus and a team focused on sexual assault prevention and education — services available to students without any copayments. These additions, she said, are vital because, even with insurance, students could face challenges finding private counselors to provide timely help and, if they do, students would have cost-sharing expenses.
The health plan premium allows students to get many free services at the student health center, including medical office visits, some prescriptions and routine screenings for sexually transmitted infections. USC allows students to buy an alternative insurance policy through a parent’s plan or on the ACA marketplace, as long as it meets the school’s requirements, which include comprehensive health coverage in the Los Angeles area and preventive care with zero cost sharing. Out-of-state Medicaid or CHIP plans don’t meet the university’s criteria because they don’t have provider networks for routine care in California.“This is not something we budgeted for,” she said of USC’s health costs.
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