Insurance policies are seemingly designed to confound everyone. A little knowledge and confidence can make finding the right policy much easier.
Shopping for and choosing car insurance is something like going to the dentist. Afterward all we really remember is the discomfort.
Any one of a number of life changes, according to Kimberly Lankford, a contributing editor for Kiplinger Personal Finance Magazine and author of “The Insurance Maze,” like a new teenage driver, moving, a new job and so forth should also spark shopping around your auto insurance business. There are other ways to save money on your auto insurance; scrimping on the liability coverage shouldn’t be one of them.
The lower the ratio, the more reliable the company. It may take a little searching to find the information – at Ohio.gov it required five mouse clicks to get there – but it’s a good tool for weeding out unresponsive companies. Make sure while doing auto insurance research that you look for discounts that can help curb costs. Discounts could include things like pairing auto insurance with your home insurance, good-driving discounts and consider taking a safe driving course to lower insurance premiums further.
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