The Federal Territories Mufti Department has ruled that gold tontines are permissible in Islam provided the system is transparent, fair, and mutually agreed upon, while warning users to be cautious of membership fees.
'Main kutu' telah menjadi salah satu amalan masyarakat Malaysia untuk mengurus kewangan bersama Namun bukan sahaja untuk wang tetapi konsep kutu emas juga ada sebagai salah satu bentuk simpanan yang lain daripada wang.
Emas kini adalah antara barang paling bernilai sejak peningkatan harga mendadak tahun lepas dengan nilai RM590 ke RM646 segram. Disebabkan semakin ramai orang yang menyertai kutu emas, Jabatan Mufti Wilayah Persekutuan telah memberikan penjelasan hukum mengenai perkara ini di. Perjanjian yang telah dibuat oleh"Mak Kutu" dan ahli kutu melibatkan locked price dan jual beli emas pada waktu tertentu wajib dipatuhi oleh semua pihak yang terlibat berdasarkan prinsip perjanjian bersama (.
Sebarang pelanggaran janji sekiranya mengakibatkan kerugian pada suatu pihak, maka pihak yang melanggar janji perlulah menanggung kos kerugian sebenar tersebut. Begitu juga hutang yang berlangsung sesama ahli kutu adalah harus melihat kepada keharusanSelagi sistem ini telus dan dipersetujui bersama oleh semua pihak dan manfaat diberikan secara adil maka ia diharuskan dalam Islam.
Mufti juga berpesan, supaya umat Islam lebih berhati-hati dari terjebak dengan perkara yang menyalahi hukum syarak dan ahli kutu perlu lebih berhati-hati supaya tidak diperdaya oleh sebahagian ibu kutu yang mengenakan yuran keahlian.15 Tahun Jadi Pendidik Kanak-Kanak, ‘Uncle Shukur’ Buktikan Lelaki Pun Mampu Jadi Pengasuh
Gold Tontine Islamic Law Mufti Ruling Savings Malaysia
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