A Carson couple may lose their home over a 'zombie mortgage' - or a loan they had been told was written off years ago.
A Carson couple may lose their home over a "zombie mortgage" - or a loan they had been told was written off years ago.refers to a second mortgage that seemed to have been forgiven or written off - until years later when a collector reaches out about the unknown, but supposedly unpaid, debt.
After she spoke with them, that company sent her a letter that said she was not responsible for the debt. "I get a notice of default and hundreds of Realtors called me about my house saying, do I want to sell it, it's in pre-foreclosure," says Brown. Now that they notified Brown of a default, the loan company could sell the house at any moment. So she's trying to be proactive. She might have to sell the home even though she doesn't want to.
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