What travelers say about how to navigate travel insurance and leverage credit cards or frequent flyer points

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What travelers say about how to navigate travel insurance and leverage credit cards or frequent flyer points
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Travel columnist Scott McMurren recently sat down with groups of Alaskans to field questions and elicit tips on getting the most bang for your travel buck. Here's what they had to say:

It doesn’t take long when you’re visiting with other travelers to figure out that everyone likes things a certain way.

Some topics kept coming up, like Alaska Air’s credit card with Bank of America, travel insurance and the actual value of frequent flyer points. Earlier this year, Alaska made changes in the program, including boosting the annual fee to $95. But the big change was a $6,000 annual spend requirement for each card to get the companion pass.However, current cardholders are exempt. Only those who apply for new cards will have to meet that minimum spending threshold.

Several travelers mentioned the high hotel prices. That’s where the “flexible spend” cards like Capital One, Chase and American Express come in handy. Up in Fairbanks, a traveler was getting ready for a 35-day cruise around South America. Her question: “Should I buy the cruise line’s travel insurance?”

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