'We know that the way we’ve always done things isn’t the most effective or efficient. That’s also true with our money,' writes columnist Darnell Mayberry.
I was in sixth grade in Falls Church, Va. My middle school sat across the street from a shopping plaza, anchored by a major supermarket chain, which later became one of my first employers. In high school, I worked there as a cashier.
Still, the next morning I deliberately disobeyed her. With a few friends by my side in the checkout line, I had my packs of Bubbilicious in hand, ready to rake in profits. Then I looked up. Only by embracing my ignorance and being eager for more effective ways to earn and save was I able to confront my shortcomings and commit to change. It’s been an eye-opening process, revealing much about my long-held mindset with money and my approach to financial matters.
Save for a rainy day: I remember never really knowing what a rainy day meant — while rarely, and barely, saving for it. How to invest: I could point to plenty of examples of spending. Few of them involved the critical component of investing in appreciable assets.
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