'Utopian' universal basic income is no solution for the looming end of work as we know it, digitalarun writes. InvestInYou (In partnership with acorns.)
will further chip away at the dominance of full-time employment, spawning an array of micro-entrepreneurship, freelancing and part-time gig work arrangements., the workforce became accustomed to being paid a weekly or monthly wage in exchange for their labor and talent, and the full-time employer took on the key societal role of ensuring income stability and predictability for the population.
For example, over a period of time, an individual could contribute a small fraction of their earnings as a "premium," with a government incentive to seek out this stability akin to the tax breaks provided for. The insurer could then, over time, guarantee a minimum monthly income level for the individual.
While addressing short-term income variability, attention must also be paid to the impending increase in larger shocks to individual earnings. Aprojects that over half the global workforce will require significant reskilling and upskilling in the next few years. Mind you, we aren't talking about people simply shifting companies to do the same job somewhere else.
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