Despite low salaries, many Malaysians still opt for better cars, citing personal choice over strict financial guidelines.
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Most inquiries come from individuals in their 20s; many have net incomes between RM1,000 and RM1,800, while some lack driving licenses or have poor credit histories. While meant in jest, the joke highlights genuine concerns about financial priorities and potential sacrifices made to maintain car ownership.
The surge in vehicle repossessions is attributed mainly to younger-aged defaulters struggling with loan repayments despite car loans extending up to nine years.
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