Two homes burned. Officials say it was arson, staged as a hate crime.

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Two homes burned. Officials say it was arson, staged as a hate crime.
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The Clay County Sheriff's Office in Florida charged George Carneiro with second-degree arson. Investigators said Carneiro, the owner of the homes, was behind on mortgage payments and lit the houses on fire.

Later that day, Clay County sheriff’s deputies met with the owner of the homes, who told them

According to authorities, the man had financed loans for the houses from a mortgage corporation in October. But he had missed all his monthly payments, resulting in an unpaid balance of more than $39,000, investigators said. He told a colleague who later spoke with law enforcement that a friend had suggested he set his homes on fire for insurance money, according to officials.

The owner lived about 32 miles away, in St. Johns, Fla., investigators said. When officers met him there, he denied owning a van and didn’t express concern about the messages left at“The defendant appeared nervous during our brief interaction and asked multiple times for our advice on how he should proceed forward,” the arrest affidavit states.

asked him on March 11 to purchase and fill up fuel tanks for a job, according to the arrest report. The man fulfilled that request the next day — unaware of Carneiro’s plan — and brought them with him to a job site in St. Johns on March 13, investigators said.

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