The pandemic isn’t over. Complete these 4 financial checks this fall:
For instance, if you tend to puton a credit card to pay off in January and February, perhaps you can divert one month of cash that would normally go into your emergency savings fund to pay for those gifts. Again, this tactic is designed for people who already have well-funded emergency savings.No one wants to get an unexpected tax bill, especially after months of dealing with pandemic stress.
If your employer paused withholding your employee share of Social Security tax this fall, make sure you’re saving that money for when it’s due back to the federal government in the spring. You’ll have to pay the regular 6.2% of your wages plus the amount that wasn’t collected in the fall.
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