A look at this week’s available mortgage rates on fixed and variable terms and HELOCs
In the meantime, the lowest stress test rates have fallen 35 basis points this week.are the rates lenders make you prove you can afford. They’re at least 200 basis points higher than the actual rate you pay.
This easing mortgage qualifying gives borrowers about 3 per cent more buying power. Given that most buyers purchase as much home as they can afford, this should put a little spring in the spring housing market’s step.
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