Are you in need of cash to fund a major home renovation or repair? Find out the best ways to get it here.
provides you with a lump sum, which you begin repaying immediately, typically at a fixed interest rate.is a revolving line of credit you may access as needed during the draw period. After the draw period, you begin repaying the amount you borrowed, typically at a variable interest rate., you take out a loan worth more than your outstanding mortgage balance. You use the funds to pay off your mortgage and receive the difference in cash.
As with a cash-out refinance, you first use the funds to pay your remaining mortgage balance, then keep the remainder for yourself. You don't have to repay the mortgage until you move, sell the home or pass away.
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