Cash-back credit cards can earn you anywhere from 1% to 6% back. Even better, many cash-back cards have no annual fee, so you don't have to pay for the privilege of earning rewards
, or Capital One miles. You can transfer all three of these currencies to travel partners and redeem them for things like free flights.
If you're willing to juggle multiple credit card accounts, there's value in having both cash-back and points-earning cards. If you prefer a single-card strategy, evaluate your goals and consider how much you're willing to pay in annual fees to make the best decision for your situation.We asked credit card and travel experts, along with a certified financial planner, for their best advice on choosing a good cash-back credit card.
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