Check out the 25 BestPlacesToRetire in 2019:
There are any number of reasons why a place drops off or is added to our best list. Some of the biggest factors are economic. These include median home prices, cost of living compared with the national average, and state tax issues, including whether a state imposes income taxes on Social Security, whether it offers special breaks for other retirement incomes and whether it imposes an estate or inheritance tax.
Cost of living is figured as an index, with 100 being the national average by definition. Our data comes from the U.S. Bureau of Labor Statistics and bestplaces.net. We look for places with indexes no higher than 110. On this list, 12 are below 100, meaning they are cheaper places to live than the national average. The cheapest is Savannah , followed by Athens and Pittsburgh . The most expensive is Delray Beach , followed by Sarasota, Fla. and Winchester .
State tax issues can be of great concern to retirees. We look at several, including whether a state imposes its income tax on Social Security income and whether a state provides additional tax breaks for other pension income . Eight of the 25 places on our 2019 list are in states without a state income tax. They are Clearwater, Delray Beach, Jacksonville, Fla.; Palm Bay, Fla.; San Antonio, Tex.; San Marcos, Tex.; Sarasota and Wenatchee.
Because staying active in retirement is so important to both happiness and health, we’ve made it a part of our search for the best retirement places. We canvassed data at walkscore.com, which measures walkability--how easy it is in a given place to shop and get around on foot. On our list, best scores went to Pittsburgh, Sarasota and Winchester. Walkscore and other sources also measure bikeability—doing the same things using a bicycle, often with the help of dedicated bike lanes.
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