It is important to take your time to decide on the right credit card to start with.
lifestyle Still Don't Have A Credit Card? Here's How To Choose The Right One For You Cover image via Avery Evans / Unsplash Follow us on Instagram, TikTok, and WhatsApp for the latest stories and breaking news.Owning a credit card can be considered as a milestone in your adulting life. It's a sign that you are ready for bigger financial responsibility and most importantly, it is a useful financial tool to utilise when it comes to managing your finances.
why don't you get rewarded for your spending? A lot of credit cards offer cash backs, bonus points, and collaborations with brands when you spend. These are quite appealing and smart ways to spend. A pro-tip to benefit from a cashback is to avoid carrying a balance on your card, because the interest charges and compounding effect on the unpaid balance can negate any cashback that you have earned.A rewards credit card allows you to accumulate points for every ringgit you spend. You can use these points to redeem gifts, goods, and services vouchers.
There are also additional things to consider, such as whether the card offers no annual fees , sign-up offers, insurance coverages and brand collaborations . Read the full story You Can Start Using Debit & Credit Cards At MEX Toll Plazas Starting Today 11 other highways will have the new payment system by September.Mr Money TV Shares 7 Easy Tips To Save Money If You're Earning RM3,000 A Month Or Less Saving money on a tight budget is tricky, but doable.
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