Here are 5 ways to solve the PTPTN problem.
Like most parents in Malaysia, the issue surrounding the National Higher Education Fund Corporation is very close to our hearts.I am surprised that the PTPTN issue is considered “difficult” to solve. Let me give my two cents’ worth.
I assume students will take one or two years to secure solid jobs and work as best as they can to make ends meet. They will probably get married and buy their first small vehicle and rent their first rooms. Secondly, PTPTN should forego any loans by borrowers who have suffered chronic illness, accidents and even deaths so as not to burden the families in a double header problem. These families are left with a hurtful reminder. As such, future borrowers must obtain a life insurance of about 15-20 years span to be included in the loan amount.
PTPTN can help the country by allowing up to 25% off the loans of the students to be deducted if they were to prove community work of up to 1,000 hours at RM5 per hour. Thus, a maximum amount of RM5,000 can be deducted from the loan amount.
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