Ryt Bank now offers BNPL with up to RM1,499 credit limit for QR spending, up to 12 month instalments. 0% interest if you pay in full the next month.
) feature which provides a credit line and you can pay back the next month or in instalments of up to 12 months.Ryt PayLater offers up to RM1,499 credit limit, 0% interest for 1 monthTo activate the credit line, just tap on the Ryt PayLater icon on the home screen. Depending on your eligibility, they offer up to RM1,499 credit limit which can be activated instantly without requiring any extra documents.
If you want to stretch your repayment duration, you can choose from 3 months, 6 months, 9 months and 12 months, but these option are only available four days before your 1st month due date.Ryt Bank PayLater charges interest rate of 8.87% p.a. for instalments of 3 months After activating the BNPL facility, Ryt Bank will automatically use Ryt PayLater as the default “account” for QR payments. You can manually change your payment from PayLater to your Ryt Savings account when making a payment, or disable PayLater as default payment under settings.are currently offering financing to consumers, Ryt PayLater is the first of its kind to offer credit in BNPL style with 0% interest for the 1 month option.
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