About 40% say they don't have a basic savings account. Among those who do, 36% say they have less than $1,000 in their savings.
Over half of Americans claim they're nowhere near achieving their definition of financial freedom, according to a study by digital personal finance company Achieve.
Half of Americans describe"financial freedom" as being comfortable, but not necessarily rich, and 49.3% say it refers to meeting financial obligations and having some money left over each month. About 54.2% define it as living debt-free, and 46.2% believe it means never having to worry about money.
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