I feel like I should be jumping at this chance.
My husband, our young child, and I own our condo in an incredibly expensive area. My mother-in-law lives nearby and owns a large, beautiful house in a highly desirable neighborhood. She has been trying to convince my husband that we “need” a larger home, and he is beginning to agree. I am very happy with where we currently live and don’t feel the need to make changes.
We are financially very stable, with no student loan debt, and we pay off credit cards every month. We do have more than one mortgage, but the carrying costs are more than covered by rental and dividend income, by my husband’s design. We have about a year’s living expenses in savings, and that is including if every tenant stopped paying rent.My husband has explored individual health insurance, and while it’s not great, we could afford that if I quit.
A couple things are keeping me from quitting: Have we thought enough about health insurance? We would technically be “covered” in case of an emergency, but my impression is most of these independent health insurance plans are pretty bad. The bigger one is: How can I throw away this rather huge salary and a great job? I feel like most of my peers would think I am crazy for walking away from a multiple of six figures per year, ostensibly just to hang out at home for a while.
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