‘I’m 39, Divorced, and I’ve Lost All My Income’

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‘I’m 39, Divorced, and I’ve Lost All My Income’
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'Shutting down my business was terrifying, financially. And the irony is, I was just getting to a good financial place.'

Photo: Getty Images The Cut is asking readers to share what they’re doing with their money — or the lack of it — in the midst of an unprecedented crisis. This week, a 39-year-old massage therapist in Brooklyn, who has lost all her income.

I was also planning to go to aesthetician school this summer so that I could add facials and skin care to my services, and it would have bumped up my annual revenue by about $50,000. Everything was lining up perfectly — and then it all just came crashing down. One of the hardest things about all this is having the direction of my life completely ripped away.

During normal times, my personal expenses would be about $5,000 a month, minimum, including rent and transportation. I can’t believe how much I used to buy. I love clothes, and it wouldn’t be abnormal for me to spend $1,000 or more a month on shopping. But now I’ve cut down my total expenses to about $2,200 or $2,300 a month. Since the shutdown began, it’s been hard not to shop, but I’ve only bought one pair of stretchy pants and something from ThredUp — $280.

I’m also paying for therapy. When this all started, I signed up for the app BetterHelp. It was $350 or $400 per month, but then I submitted a form saying that I had no income, and they reduced my fee to about $125. It’s harder to convey all the things you normally would in a traditional therapy session in the online format, but it’s much better than nothing.

I reached out to my local representatives, a couple of City Council members, and various members of the New York State Assembly. They didn’t return my calls or emails. I called Cuomo’s office, sat on hold for three hours, was transferred to the Department of Labor, and was told I would get a call back in two or three days. That didn’t happen.

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