Whether your house is in an area prone to hurricanes, tornadoes, flooding, hail or wildfires, it’s important to know what your insurance covers or excludes.
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Regardless of where you live, here's what you should review in your homeowners insurance policy for weather-related coverage.While many weather-related events are covered under the standard part of your policy, some fall under a different section that comes with a separate deductible. Be aware that for those percentage-based deductibles, the amount is based on your insured value, not the damage caused.
"One of the most important policies to consider for hurricane protection that can be overlooked is flood insurance," Wilson said.
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