How to start investing if you’ve never done it before

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How to start investing if you’ve never done it before
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.NBCNewsBETTER: Once you’ve organized your financial life and you’re saving for retirement, you’re poised to start investing on your own. Here’s what to do next.

? You’re probably already investing. Lowry is on a campaign to change the way we talk about the money we put away for retirement. “We say ‘save for retirement’ but we are investing for retirement. People don’t think of themselves as investors, but they are. It’s important, because it can build confidence,” she says.

She follows her own advice, putting 45 percent of every paycheck into a savings account. From that account, she pays her quarterly taxes and uses the money left over to invest in her SEP IRA. “This ensures I’m still prioritizing my future and investing for retirement instead of just putting it on the back burner,” she says.

She thinks the educational portals the brokerages provide are great tools, and you don’t have to be a customer to access them.

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