The Biden administration unveiled actions it plans to take to protect people living in rental housing, which accounts for about 35% of the U.S. population, in over 44 million households.
that people are starting to “breathe just a little bit easier” because fewer families are facing eviction than before the pandemic.
The Federal Trade Commission and the Consumer Financial Protection Bureau announced that they will gather information to take a look at practices that unfairly block potential renters from accessing or staying in housing and protect them from discrimination.The agencies also plan to collect a broad range of data that look at such practices as the creation of tenant background checks and how they are used, and how landlords use a renter’s source of income to make housing decisions.
In 2023, the Federal Housing Finance Agency required that at least 50% of purchases of multifamily loans by Freddie Mac and Fannie Mae be “mission-driven” — opening the way to financing multifamily loans that guarantee affordable housing. It’s called the Resident-Centered Housing Challenge, to be exact. As a part of the challenge, the Biden administration is calling on housing providers and other partners to commit to improving the quality of life for renters and to strengthen and enhance policies that promote fairness and transparency for renters. There have been at least six commitments from states, organizations and companies like the National Multifamily Housing Council, Realtor.
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