Anneli Retief, Head of Product at Dialdirect, says a motorist’s risk profile determines how their premiums are calculated.
There are numerous factors that determine car insurance premiums in South Africa, and colour is one of them.
Retief noted that the colour of one’s car plays a role in terms of safety at night and replacement costs. Thus, while looking at visibility and paint costs, darker cars and cars with matte, pearl or metallic finishes are slightly more expensive.
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