Here's who's most likely to go into debt over the holidays – and the steps they can take to reduce those burdens

Are you at risk of going into debt this holiday season?

Chances are you may be swiping your credit card more over the holidays to pay for expenses that crop up.

With so many cardholders already carrying debt across all generations, now is the time to consider some strategic moves.It's no secret the holiday season brings on more financial stress for many consumers. The online survey of 2,571 adults was conducted in October. Millennials are defined as individuals between the ages of 23 and 38.

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