How to get lower payments and discounts – and why you might not want to refinance into a private loan.
1. Confirm who your servicer isand to check who your servicer is.
“Snail mail, email, cell phone, passenger pigeon, owl – whatever your preferred method of communication is,” Mayotte said. “Then make sure to open all those things – you don’t want to miss setting important deadlines.”She says the next step is to look and see what your payment is set to be when October rolls around.
Mayotte says there’s an abundance of options available to federal student loan borrowers to lower their payment options, and they fall under two categories.
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