He says if I have my own place, our relationship won’t progress.
What you two can do now is talk about the long term. What do you want for your future? What do you imagine your future to be with each other? What goals can you set that will get you there? This is important for both of you, but especially for him right now so that he doesn’t feel you are abandoning him.I’ve tried time and time again to keep money in my savings account, but I always end up using it for unforeseen expenses.
The good news is that you are realizing this when you are only 30. Sadly, I have talked to many people who are at retirement age who are crying the same song and are worried sick because they see that they may never be able to retire. You have plenty of time to get your finances in order if you start now.
One of the simplest things you can do is to have money deposited from your paycheck into an account before you even get it. Instead of putting it in an easily accessible savings account, choose a different financial instrument like a Roth IRA. Talk to a financial adviser at your bank or credit union and get advice on the best ways to start saving today. For more ideas on savings, go to: americasaves.org/resource-center/insights/54-ways-to-save-money.
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