Faced with temperatures dipping to -30 Celsius (-22 Fahrenheit), visitors to China's wintertime resort city of Harbin often make a beeline for stalls selling padded clothing to augment their wardrobes.
For patients with health insurance, what they actually pay out of their pocket depends not only on the price of the services they use, but also on the structure of their insurance plan. — TNS
But those measures alone won’t solve the problem of unfair variation in prices between hospitals, or even within the same hospital, she said.“If you can save an employer money on healthcare costs, you ultimately save employees.” In late October , Colorado Governor Jared Polis announced a different tool, developed by the non-profit group Patient Rights Advocate, which allows searching by hospital and procedure.As it is, people can pay significantly different amounts for the same procedure with the same doctors in the same hospital.The new tools haven’t been around long enough to know if people will use them.
Price transparency tools show significant differences in what health plans pay to hospitals for common procedures, but those differences may not be meaningful for patients. Say a hypothetical patient living in the Denver area needs a hip replacement and owes 20% of their hospital costs until they reach their out-of-pocket maximum.
A similar disconnect can also appear when the patient is responsible for a flat co-pay, rather than a percentage of their care costs.Colorado’s employee health plan has tried to make the connection between prices and patients’ finances more direct. The state hasn’t surveyed its workers, but participation increased in the second year, which suggests people were satisfied and recommended it to their co-workers, he said.“The second year, it was even more successful.”
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