Forget resolutions: You need the 2023 money-saving cheat sheet
We’ve just passed the 12 days for which the ‘typical’ person keeps their New Year’s resolutions. And indeed, from my conversations, fewer people seem to have made them this year.
Where I had to transact online – say booking movie tickets – I bought them with gift cards, which I paid for in cash.Yes, I had plenty of sanitiser on ‘hand’ but the exercise instantly saw even me – who was already, you know, a finance expert – economising. And while we are thinking defensively, I am going to throw in the importance of insurance too because you need to protect before you look to prosper. There has never been a more crucial time for an insurance audit.
Don’t stop at your mortgage, though. Interrogate your every expense, from your utilities to your insurance.
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