Nearly 20 years ago, Veronica Garcia used to hawk sili, kamias, sampalok and other spices in a pushcart. As her husband was not earning enough as taho and binatog vendor, she decided to start
Garcia recalls how she was able to jack up her profits during the pandemic after getting a loan. Because of the mandatory moratorium on loan payments during the lockdowns, she was able to raise her capital and earn more—so much so that she was even able to help their community. “I gave away rice to my neighbors: two kilos of rice, onions, monggo and even garlic,” she says.
For Shiela Diaz-Gabane, it was the low interest rate that attracted her to ASA. She has been a member of ASA for seven years, initially for her online food business. But after her husband, a former security guard, joined a group of motorcycle riders, they decided to open an online specialty store for riding and motorcycle gear instead.
As one of ASA’s first members , the 55-year-old has been given a credit line of up to P150,000. She makes sure to spend the money on her businesses—herstore in Pasig, which is near her husband’s workshop, and her four hectares of farmland in Bacolod, her hometown, where they plant palay, corn and sugarcane.
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