The key to this approach is to be sure it is temporary.
Bestselling author and personal finance personality Dave Ramsey has a few points of advice he talks about frequently.
Ramsey generally offers simple advice when it comes to investing. Beyond setting up that emergency fund and getting out of debt, he suggests investing in good growth mutual funds and setting aside 15% of one's income in tax-advantaged retirement accounts.Responding to the advice-seeker, Ramsey had some straight talk about where to start.
"Lots of people are shocked by this advice, and some disagree with it, because they're afraid of missing out on their employer's match or the wonders of compound interest," he wrote.
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