Chase Sapphire Reserve vs American Express Platinum: Which premium credit card is right for you

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Chase Sapphire Reserve vs American Express Platinum: Which premium credit card is right for you
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You can't REALLY go wrong with either one

With either card, you can earn a ton of extra points when you open a new account and meet the requirements.comes with 50,000 bonus points when you spend $4,000 on purchases in the first three months after opening the card.has a welcome offer of 60,000 Amex Membership Rewards points when you spend $5,000 on purchases within the first three months.

If we consider the sign-up bonuses as equal, there are two other things to consider: First, do you think you'll spend $5,000 in the next three months? If not, you might want to go for the Sapphire Reserve, which has a lower spending requirement. Of course, you'll still have to pay the fee upfront before making some of it back from the credits. The fee for the Sapphire Reserve is $450, while the Amex Platinum has a $550 yearly charge.comes with a straightforward and easy-to-use $300 travel credit. The first $300 you spend on travel-related purchases every cardmember year is credited back to your account. The"travel" category is expansive, including everything from subways, taxis, parking, and tolls to airfare and hotels.

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