A Carnival cruise ship crashed into another one, and nearly made a guy watching it unfold lose his mind.
Carnival Cruise's insurance rates just went through the roof -- 2 of their massive ships collided, causing a huge panic on several ships ... including one where passengers were losing their minds.
The cruise line is reporting one minor injury to a Carnival Glory guest that happened while dining rooms were being evacuated. You can hear the passenger yelling,"He's gonna hit us next!" and demanding his friends shoot video ... before they tell him to calm the hell down.
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