Eligibility depends on the specifics of your situation.
in the Philippines for up to six months based off of your husband’s benefit, said Jody D’Agostini, a certified financial planner with Equitable Advisors/The Falcon Financial Group in Morristown.
There are several countries where you would not be eligible to receive benefits, such as Cuba and North Korea. “If you would like to reinstate the benefit, you would need to return to the U.S. for at least a month,” she said. “There are multiple options for collecting this benefit, but the monthly income is higher if you wait.”you are entitled to the lesser of the following: a) The amount of the deceased’s benefit at FRA, which would be reduced if you took it now as you are not at your FRA, or b) the greater of the amount the deceased was receiving at death or 82.5% benefit at FRA.
“If your husband claimed at or after his FRA, and you collect from age 60 to FRA, then you would receive between 71-99% of your husband’s benefit including any delayed credits,” she said. “If you wait until your FRA, then you would collect 100% of your husband’s benefit including any delayed credits.”
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