Letters from the U.S. Department of the Treasury are being sent in July to alert consumers about unused prepaid cards and how to activate the cards in order to spend your Economic Impact Payment.
A relatively small group — nearly 4 million people — are going to receive their Economic Impact Payment via prepaid debit cards, according to the Internal Revenue Service. That prepaid card is being sent to some consumers instead of a paper check.
Lauren Saunders, associate director of the National Consumer Law Center, said consumers who receive these cards, and possibly the follow up letters now, should take time to understand how to, including taking the necessary steps to transfer money from the card to your bank account, using network ATMs and asking for cash back when buying items at a supermarket or other retailer.
And if there is another round of stimulus payments, which may target people of modest means, the federal government could get that money quickly to people. A second round of stimulus money, again if approved by Congress, could be deposited onto those cards fairly easily. The Money Network, which issued the stimulus payment debit card, said it will waive this $2 fee one time only on the first withdrawal at ATMs outside of the network.
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