Shoppers love 'buy-now, pay-later' plans because they don’t need to have the cash. And retailers get the shoppers who don’t qualify for credit cards.
Retailers big and small are using installment plans to wring more sales out of shoppers who can’t get credit cards Shoppers spend more at Macy’s when they use installment plans offered through Klarna Bank, Macy’s CEO Jeff Gennette said on a recent earnings call.
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