After nearly 10 years of testing tools and apps to track my money, I keep coming back to an old-school system for 3 reasons

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After nearly 10 years of testing tools and apps to track my money, I keep coming back to an old-school system for 3 reasons
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Use what works for you, right?

After nearly 10 years of writing about money, Cheryl Lock has tested all kinds of tools and apps to track her finances.

I've been a personal finance writer for about a decade now, and I've tested many fancy online tools and apps and resources. Still, despite all the latest helpful technology, I keep coming back to my trusty Excel document. Here's why.Although it's tedious, as soon as I can after every purchase, I physically log it into my Excel document to keep a running total of my monthly credit card purchases against my overall budget.

One that tracks the full year of expenses for which I'm solely responsible against the income I plan to earn for each month That's a lot of documents, and I could probably consolidate somewhat, but I've used this system for years, and it works.

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