ACCC to probe whether banks use saver’s profession to determine interest rate

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ACCC to probe whether banks use saver’s profession to determine interest rate
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As part of inquiry into pricing practices, consumer regulator will assess the criteria banks use when making rate decisions

The Australian Banking Association chief executive, Anna Bligh, said the regulator had been tasked by the federal treasurer to determine how savers were benefiting from a higher interest-rate environment.

Concerns over pricing have re-emerged in recent months after the country’s biggest lenders posted bumper profits byThe regulator said Australians hold over $1.45tn in savings, transaction or term deposits. The inquiry process comes as households grapple with rising costs for everything from food to rents, while wages growth remains weak.

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