Points aren't hard to get, as long as you open the right cards
is marketed as a cash back card, but actually earns Chase Ultimate Rewards points that can be pooled with points earned from other cards. It earns 1.5% cash — or 1.5x points per dollar spent — on all purchases across the board.of a traditional sign-up bonus, it currently offers an extra 1.5x points — so a total of 3x points per dollar — on up to $20,000 for your first year with the card . Best of all, the card has no annual fee.
It earns 2x points per dollar on all travel — including gas stations, which the Chase cards don't count as travel — 2x points at restaurants and on entertainment, and 1x point on everything else. It offers 50,000 points when you spend $4,000 in the first three months, and waives its $95 annual fee for the first year.
Disclosure: This post is brought to you by the Personal Finance Insider team. We occasionally highlight financial products and services that can help you make smarter decisions with your money. We do not give investment advice or encourage you to adopt a certain investment strategy. What you decide to do with your money is up to you. If you take action based on one of our recommendations, we get a small share of the revenue from our commerce partners.
Business Insider may receive a commission from The Points Guy Affiliate Network, but our reporting and recommendations are always independent and objective.
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