Make back-to-school shopping a teachable experience on important money lessons.
Financial planning may sound intimidating, but it can be a huge stress management tool for parents, says Ruhle."Knowledge is power and both kids and adults like to know what is going on so they can be on the same page," she said.
"I know you don't like to plan, the same way you don't like to exercise or track your spending, but you need to do it," continued Ruhle."It can help save you time and money in the long run." And though it's easier said than done, there are tools available to help."Sort out with your family whether hard copies or digital tools are better to work with," she said."Take a calendar for example — if you have younger children, perhaps a bulletin board is easier than a shared calendar app for teens." If you can make your schedule clear and have easy reminders, you can avoid fees for things such as missed doctors appointments or late registrations.
"Another small way to start is your grocery list and meal plan," said Ruhle."Going to the store with a plan and a list will help
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